:root{
    --navy:#101A2B;
    --navy-2:#16233A;
    --paper:#EFEAD9;
    --paper-2:#E8E1CB;
    --gold:#C89A3E;
    --gold-deep:#9C7526;
    --ink:#1C2430;
    --green:#2E6F52;
    --line:#D9CFB8;
    --line-strong:#B9AC87;
    --hero-yellow:#F6CE21;
    --hero-yellow-deep:#E3AF00;
    --hero-blue:#1D62B4;
    --hero-blue-deep:#134A8C;
    --hero-orange:#E8631D;
    --hero-orange-deep:#C94E10;
    --hero-cream:#FDF6E3;
    font-size:16px;
  }
  
  
@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Thin.woff2') format('woff2');
  font-weight: 100;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-ExtraLight.woff2') format('woff2');
  font-weight: 200;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Light.woff2') format('woff2');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Regular.woff2') format('woff2');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Medium.woff2') format('woff2');
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-SemiBold.woff2') format('woff2');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Bold.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-ExtraBold.woff2') format('woff2');
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: Vazirmatn;
  src: url('../fonts/Vazirmatn-Black.woff2') format('woff2');
  font-weight: 900;
  font-style: normal;
  font-display: swap;
}
  *{ font-family:"Vazirmatn", sans-serif; }
  html{ scroll-behavior:smooth; }
  body{
    background:var(--paper);
    color:var(--ink);
    overflow-x:hidden;
  }
  ::selection{ background:var(--gold); color:var(--navy); }

  .num{ font-feature-settings:"tnum" 1; font-variant-numeric:tabular-nums; }

  /* ---------- NAVBAR ---------- */
  .navbar{
    background:transparent;
    transition:background .35s ease, box-shadow .35s ease, padding .35s ease;
    padding:22px 0;
  }
  .navbar.scrolled{
    background:var(--navy);
    box-shadow:0 8px 24px rgba(16,26,43,.18);
    padding:12px 0;
  }
  .brand-mark{
    width:40px; height:40px; border-radius:10px;
    background:linear-gradient(160deg, var(--gold), var(--gold-deep));
    display:flex; align-items:center; justify-content:center;
    color:var(--navy); font-weight:900; font-size:17px;
    box-shadow:0 4px 12px rgba(156,117,38,.35);
    flex-shrink:0;
  }
  .navbar .brand-text{ color:var(--navy); font-weight:800; font-size:19px; letter-spacing:.2px; transition:color .3s; }
  .navbar.scrolled .brand-text{ color:#fff; }
  .nav-link.custom{
    color:rgba(16,26,43,.75) !important;
    font-weight:600; font-size:15px;
    padding:8px 14px !important;
    transition:color .2s;
  }
  .navbar.scrolled .nav-link.custom{ color:rgba(255,255,255,.78) !important; }
  .nav-link.custom:hover{ color:var(--hero-orange) !important; }
  .navbar .navbar-toggler{ border-color:rgba(16,26,43,.25) !important; }
  .navbar.scrolled .navbar-toggler{ border-color:rgba(255,255,255,.3) !important; }
  .btn-gold{
    background:linear-gradient(160deg, var(--gold), var(--gold-deep));
    border:none; color:var(--navy); font-weight:800;
    padding:10px 26px; border-radius:10px;
    box-shadow:0 6px 16px rgba(156,117,38,.3);
    transition:transform .2s, box-shadow .2s;
  }
  .btn-gold:hover{ transform:translateY(-2px); box-shadow:0 10px 22px rgba(156,117,38,.4); color:var(--navy); }
  .btn-outline-cream{
    border:1.5px solid rgba(255,255,255,.35); color:#fff; font-weight:700;
    padding:10px 24px; border-radius:10px; background:transparent;
    transition:all .2s;
  }
  .btn-outline-cream:hover{ border-color:var(--gold); color:var(--gold); background:rgba(255,255,255,.04); }
  .btn-hero-primary{
    background:linear-gradient(160deg, var(--hero-orange), var(--hero-orange-deep));
    border:none; color:#fff; font-weight:800;
    padding:10px 26px; border-radius:10px;
    box-shadow:0 6px 16px rgba(200,78,16,.3);
    transition:transform .2s, box-shadow .2s;
  }
  .btn-hero-primary:hover{ transform:translateY(-2px); box-shadow:0 10px 22px rgba(200,78,16,.4); color:#fff; }
  .btn-hero-secondary{
    border:1.5px solid rgba(29,98,180,.35); color:var(--hero-blue-deep); font-weight:700;
    padding:10px 24px; border-radius:10px; background:transparent;
    transition:all .2s;
  }
  .btn-hero-secondary:hover{ border-color:var(--hero-blue); background:rgba(29,98,180,.06); color:var(--hero-blue-deep); }

  /* ---------- HERO ---------- */
  .hero{
    background:linear-gradient(155deg, var(--hero-cream) 0%, #FBEFC4 45%, #F3E3B0 100%);
    color:var(--ink);
    padding:150px 0 70px;
    position:relative;
    overflow:hidden;
  }
  .accordion-button:not(.collapsed){
  background-color:#1c2c47;
  }
  .hero::before{
    content:"";
    position:absolute; inset:0;

    pointer-events:none;
  }
  .hero::after{
    content:"";
    position:absolute; left:-140px; bottom:-160px; width:420px; height:420px; border-radius:50%;
    background:radial-gradient(circle, rgba(29,98,180,.16), transparent 70%);
    pointer-events:none;
  }
  .eyebrow{
    display:inline-flex; align-items:center; gap:8px;
    color:var(--hero-orange-deep); font-weight:700; font-size:13px;
    letter-spacing:.4px; margin-bottom:18px;
  }
  .eyebrow::before{ content:""; width:26px; height:2px; background:var(--hero-orange); display:inline-block; }
  .hero h1{
    font-weight:900; font-size:clamp(2.1rem, 4.2vw, 3.4rem);
    line-height:1.28; letter-spacing:-.5px; max-width:640px;
    color:var(--navy);
  }
  .hero h1 .accent{ position:relative; color:var(--hero-orange-deep); white-space:nowrap; }
  .hero h1 .accent svg{ position:absolute; right:0; bottom:-10px; width:100%; height:14px; }
  .hero p.lead-custom{
    color:#4C5568; font-size:1.12rem; max-width:520px;
    margin-top:20px; line-height:1.9; font-weight:400;
  }
  .hero-media{
    position:relative;
    display:flex; align-items:center; justify-content:center;
    min-height:320px;
  }
  .hero-media .burst{
    position:absolute; width:340px; height:340px; z-index:0;
    animation:spin-slow 40s linear infinite;
  }
  @keyframes spin-slow{ to{ transform:rotate(360deg); } }
  .hero-media img{
    position:relative; z-index:1; width:260px; max-width:80%;
    filter:drop-shadow(0 18px 28px rgba(16,26,43,.28));
  }
  .hero-media .blob{
    position:absolute; width:230px; height:230px; border-radius:50%;
    background:linear-gradient(160deg, var(--hero-blue), var(--hero-blue-deep));
    z-index:0; opacity:.12;
  }
  .stat-strip{
    margin-top:56px; display:flex; gap:0; flex-wrap:wrap;
    border-top:1px solid rgba(16,26,43,.12);
    padding-top:30px;
  }
  .stat-item{ flex:1; min-width:150px; padding-inline-end:24px; }
  .stat-item .n{ font-weight:900; font-size:2rem; color:var(--hero-blue); }
  .stat-item .l{ color:#5B6474; font-size:.88rem; margin-top:2px; font-weight:500; }

  /* ---------- SECTION HEADERS ---------- */
  .section-pad{ padding:100px 0; }
  .kicker{
    color:var(--gold-deep); font-weight:800; font-size:13px;
    letter-spacing:.4px; margin-bottom:10px; display:block;
  }
  .section-title{ font-weight:900; font-size:clamp(1.6rem, 2.6vw, 2.3rem); color:var(--navy); }
  .section-sub{ color:#5b5340; max-width:600px; margin-top:12px; line-height:1.85; font-size:1rem; }

  /* ---------- STEPS ---------- */
  .steps-section{ background:var(--paper); }
  .step-card{
    background:#fff; border:1px solid var(--line);
    border-radius:16px; padding:32px 26px; height:100%;
    position:relative; transition:transform .25s, box-shadow .25s;
  }
  .step-card:hover{ transform:translateY(-6px); box-shadow:0 16px 32px rgba(16,26,43,.08); }
  .step-num{
    font-weight:900; font-size:2.6rem; color:var(--paper-2);
    -webkit-text-stroke:1.5px var(--gold-deep);
    line-height:1; margin-bottom:14px;
  }
  .step-card h3{ font-weight:800; font-size:1.08rem; color:var(--navy); margin-bottom:8px; }
  .step-card p{ color:#635b45; font-size:.92rem; line-height:1.8; margin:0; }
  .step-connector{
    display:none;
  }
  @media(min-width:992px){
    .steps-row > div:not(:last-child) .step-card::after{
      content:"";
      position:absolute; top:50%; left:-14%; width:20%; height:1px;
      border-top:2px dashed var(--line-strong);
      transform:translateY(-50%);
      z-index:0;
    }
  }

  /* ---------- FEATURES ---------- */
  .features-section{ background:var(--navy); color:#fff; }
  .feature-card{
    background:var(--navy-2); border:1px solid rgba(255,255,255,.07);
    border-radius:16px; padding:30px 26px; height:100%;
    transition:border-color .25s, transform .25s;
  }
  .feature-card:hover{ border-color:var(--gold); transform:translateY(-4px); }
  .feature-icon{
    width:46px; height:46px; border-radius:12px;
    background:rgba(200,154,62,.12); color:var(--gold);
    display:flex; align-items:center; justify-content:center;
    margin-bottom:18px;
  }
  .feature-card h3{ font-weight:800; font-size:1.05rem; margin-bottom:8px; }
  .feature-card p{ color:rgba(255,255,255,.6); font-size:.9rem; line-height:1.8; margin:0; }
  .features-section .section-title{ color:#fff; }
  .features-section .section-sub{ color:rgba(255,255,255,.6); }
  .features-section .kicker{ color:var(--gold); }

  /* ---------- CALCULATOR (signature ledger/receipt card) ---------- */
  .calc-section{ background:var(--paper); position:relative; }
  .ledger-card{
    background:#fff;
    background-image:repeating-linear-gradient(180deg, transparent, transparent 35px, rgba(185,172,135,.16) 35px, rgba(185,172,135,.16) 36px);
    border:1.5px dashed var(--line-strong);
    border-radius:22px;
    box-shadow:0 20px 50px rgba(16,26,43,.1);
    position:relative;
    overflow:visible;
  }
  .ledger-head{
    background:linear-gradient(160deg, var(--navy), var(--navy-2));
    border-radius:22px 22px 0 0;
    padding:22px 32px;
    display:flex; align-items:center; justify-content:space-between;
    flex-wrap:wrap; gap:8px;
  }
  .ledger-head .lh-title{ color:#fff; font-weight:800; font-size:1.05rem; }
  .ledger-head .lh-title small{ display:block; color:rgba(255,255,255,.55); font-weight:500; font-size:.78rem; margin-top:3px; }
  .ledger-head .lh-stamp{
    border:1.5px solid var(--gold); color:var(--gold); font-weight:800;
    font-size:.72rem; padding:5px 12px; border-radius:100px; letter-spacing:.4px;
  }
  .ledger-body{ padding:36px 36px 30px; position:relative; }
  .ledger-divider{
    border:none; border-top:2px dashed var(--line-strong);
    margin:30px 0; position:relative;
  }
  .ledger-divider::before, .ledger-divider::after{
    content:""; position:absolute; top:50%; width:20px; height:20px;
    background:var(--paper); border-radius:50%; transform:translateY(-50%);
  }
  .ledger-divider::before{ right:-36px; }
  .ledger-divider::after{ left:-36px; }
  @media(max-width:767px){
    .ledger-divider::before{ right:-16px; }
    .ledger-divider::after{ left:-16px; }
  }

  .calc-label{ font-weight:700; font-size:.88rem; color:var(--navy); margin-bottom:8px; display:flex; justify-content:space-between; }
  .calc-label .val{ color:var(--gold-deep); font-weight:800; }
  .form-range{ accent-color:var(--gold-deep); }
  .form-control.ledger-input{
    background:var(--paper); border:1px solid var(--line-strong);
    border-radius:10px; font-weight:700; color:var(--navy);
    padding:10px 14px;
  }
  .form-control.ledger-input:focus{
    box-shadow:0 0 0 3px rgba(200,154,62,.25); border-color:var(--gold-deep);
  }
  .segmented{ display:flex; gap:8px; flex-wrap:wrap; }
  .segmented button{
    flex:1; min-width:64px; border:1px solid var(--line-strong); background:#fff;
    color:var(--navy); font-weight:700; font-size:.85rem; padding:9px 6px;
    border-radius:8px; transition:all .18s;
  }
  .segmented button.active{
    background:var(--navy); color:var(--gold); border-color:var(--navy);
  }

  .result-stub{
    background:var(--navy); color:#fff; border-radius:16px;
    padding:28px 26px; height:100%;
    display:flex; flex-direction:column; justify-content:center;
    position:relative;
  }
  .result-stub .r-label{ color:rgba(255,255,255,.55); font-size:.82rem; font-weight:600; }
  .result-stub .r-amount{
    color:var(--gold); font-weight:900; font-size:2.15rem; margin:6px 0 22px;
    line-height:1.15;
  }
  .result-stub .r-amount span{ font-size:1rem; font-weight:700; margin-right:6px; color:rgba(255,255,255,.6); }
  .r-row{ display:flex; justify-content:space-between; padding:10px 0; border-top:1px solid rgba(255,255,255,.1); font-size:.88rem; }
  .r-row:first-of-type{ border-top:none; }
  .r-row b{ color:#fff; font-weight:800; }
  .r-row span:first-child{ color:rgba(255,255,255,.6); }
  .ledger-meta{
    margin-top:18px; font-size:.72rem; color:rgba(255,255,255,.35);
    display:flex; justify-content:space-between; letter-spacing:.2px;
  }

  /* ---------- FAQ ---------- */
  .faq-section{ background:var(--paper); }
  .accordion-item{
    background:transparent; border:none; border-bottom:1px solid var(--line-strong);
  }
  .accordion-button{
    background:transparent; color:var(--navy); font-weight:800; font-size:1rem;
    padding:22px 4px; box-shadow:none !important;
  }
  .accordion-button:not(.collapsed){ color:#fff; }
  .accordion-button::after{ filter:none; }
  .accordion-body{ color:#5b5340; padding:0 4px 24px; line-height:1.85; }

  /* ---------- CTA ---------- */
  .cta-band{
    background:linear-gradient(135deg, var(--navy), #1c2c47);
    border-radius:26px; padding:60px 50px; color:#fff;
    position:relative; overflow:hidden;
  }
  .cta-band::after{
    content:""; position:absolute; left:-60px; top:-60px; width:220px; height:220px;
    background:radial-gradient(circle, rgba(200,154,62,.25), transparent 70%);
  }

  /* ---------- FOOTER ---------- */
  footer{ background:var(--navy); color:rgba(255,255,255,.55); padding:50px 0 26px; }
  footer a{ color:rgba(255,255,255,.7); text-decoration:none; }
  footer a:hover{ color:var(--gold); }
  .footer-line{ border-top:1px solid rgba(255,255,255,.1); margin-top:34px; padding-top:20px; font-size:.82rem; }

  @media (prefers-reduced-motion: reduce){
    *{ transition:none !important; scroll-behavior:auto !important; animation:none !important; }
  }